FAQs: Florida 4 Point and Wind Mitigation Inspection Forms

A: For the Insp4pt 03 25 form, you must provide clear photos of all four systems (Electrical, Heating, Plumbing, and Roof). Specifically, you now need a clear shot of the water heater’s TPR valve and the interior of the main electrical panel with the dead front removed.

A: Yes, provided the software generates the exact 03 25 PDF layout. Many inspectors use “QuickFill” or similar tools to ensure the data maps correctly to the Citizens-required fields to avoid manual entry errors.

A: It’s risky. Citizens requires specific fields, wording, and photo documentation that are built into their official inspection forms. Generic Word documents often miss required elements, which can lead to the inspection being rejected or needing to be redone.

A: No. Citizens typically requires the most current version of the 4-Point Inspection form. Submitting an older form version may result in the inspection being rejected.

A: The Citizens 4-Point Inspection form is required for older homes to evaluate the condition of the roof, electrical, plumbing, and HVAC systems when applying for or renewing certain Citizens insurance policies.

A: Yes. Citizens requires that 4-Point Inspections be completed by a properly licensed professional, such as a licensed home inspector, contractor, or engineer, depending on state requirements.

A: Most Citizens 4-Point Inspections are considered valid for one year, but underwriting requirements can vary. Always confirm current acceptance timelines with Citizens or the insurance agent.

A: If a 4-Point Inspection is rejected, you may be required to resubmit using the correct form, provide additional photos, or correct missing information. Using the proper Citizens form from the start helps avoid delays.